In order to protect against fraud, Member.buzz assess a fraud risk level for assigns a Risk Level to each Space using our advanced artificial intelligence engine.Each Risk Level
is associated with a buffer; a specified number of days added to the transaction clearing process before it is available for transfer (See Commerce)The longer that a Space uses our platform without incident, the lower the risk level will become.
Risk Level
Description
Buffer
Minimal
Indicates that a Space has a minimal risk of fraud. This can only be attained 90 days after your first paid Transaction and requires an extremely low number of disputes.
Unwrappable
0 Days
Low
A Space can be changed to a low fraud risk starting 30 days after its first paid transaction.
3 Days
Medium
This is the default risk level.
10 Days
High
If a Space has been flagged as a potential fraud risk, an additional buffer will be added to all transactions.
30 Days
Compromised
If fraud is suspected on a Space, all Transfers and Transactions will be disabled.N/A
A Space's risk level has several important ramifications, including:
Transaction Availability Time Transactions on a Space with a lower risk level will become available for transfer earlier than those with a higher risk level (See Commerce).
Reserve Requirements Each Space is required to delay transferring a small percentage of its transactions to cover any possible disputes or refunds. This amount will decrease as a Space's risk level decreases.
Using our platform to commit fraud is a clear violation of our Terms of Service and will result in a lifetime ban.
